Zakat & Nisab Calculator (SAR)

Zakat & Nisab Calculator Saudi Arabia | Accurate Islamic Zakat Tool

Zakat & Nisab Calculator in Saudi Arabia

A Zakat calculator is an essential tool for Muslims in Saudi Arabia, helping you calculate the mandatory 2.5% charitable contribution on your wealth to purify it and support the community. As one of the Five Pillars of Islam, Zakat blends faith with finance, and in the Kingdom—where Islamic values shape daily life—this calculator ensures accuracy and ease.

Why Zakat Calculators Matter

Zakat isn’t just a duty—it’s a financial act that purifies wealth and aids the needy, like giving SR 2,500 on SR 100,000 savings. In Saudi Arabia, where Vision 2030 fosters social welfare and tax-free income boosts savings, a Zakat calculator ensures you meet your obligation precisely, avoiding underpayment or overpayment. It’s your bridge between spiritual commitment and practical planning.

Essential Zakat Calculator Concepts

Key Inputs

  • Wealth Types: Cash, gold, silver, investments—e.g., SR 50,000 cash, 100g gold.
  • Nisab Threshold: Minimum wealth for Zakat—e.g., 85g gold (SR 43,180 at SR 508/g as of Nov 28, 2025).
  • Lunar Year: Wealth held for 12 Islamic months—e.g., Ramadan to Ramadan.

Output

Zakat Due: 2.5% of Zakatable wealth—e.g., SR 1,250 on SR 50,000.

Zakatable Assets

Includes savings, gold, silver, business profits—excludes personal items like your home or car.

Saudi Context

Zakat is often paid via official channels (e.g., ZATCA), aligning with national welfare goals.

Interactive Zakat & Nisab Calculator

Enter your wealth details below to calculate your Zakat due. This tool uses current market rates (Gold: SR 508/gram, Silver: SR 6.5/gram) and the gold-based Nisab threshold (higher of gold/silver).

Current Nisab (Gold-based, Nov 28, 2025): SR 43,180 (85g gold @ SR 508/g)

Getting Started: Step-by-Step

  1. List Assets: e.g., SR 50,000 cash, SR 30,000 gold, SR 20,000 investments = SR 100,000.
  2. Check Nisab: Confirm wealth exceeds threshold—e.g., SR 43,180.
  3. Input Data: Use ZATCA portal, bank apps, or Personal Finance Tools directory for more calculators.
  4. Calculate: 2.5% of SR 100,000 = SR 2,500 due.
  5. Pay Zakat: Distribute via mosques, charities, or ZATCA.

Advanced Strategies

  • Optimizing Wealth: Pay Zakat before adding profit to reduce next year’s calculation.
  • Business Assets: Inventory minus debts = Zakatable amount.
  • Gold Valuation: Adjust Zakat for market rates—check Personal Finance Tools for live rate trackers.

Special Considerations in Saudi Arabia

  • Religious Duty: Mandatory 2.5% on wealth above Nisab.
  • Expat Relevance: Muslim expats calculate Zakat on savings.
  • ZATCA Oversight: Sync with voluntary payments for individuals.

Tools to Simplify Zakat Calculation

  • Personal Finance Tools Directory - Explore more calculators like loan EMI, retirement planners.
  • ZATCA Portal
  • Bank Apps: Al Rajhi, SNB
  • Third-Party Platforms: Giraffy (Sharia-compliant)

Continuous Improvement: Reassess annually. Update for wealth growth, gold prices, or additional savings. Test scenarios using the calculator above to optimize giving while aligning with Islamic principles. For more tools, visit our Personal Finance Tools page.

1 USD = 3.75 SAR